I accept PayPal, which includes Visa, MasterCard, and Discover, as well as E-checks. The shipping charge is calculated based on the farthest distance. If your purchase is delivered to a closer location, and the actual shipping charge turns out to be significantly lower than what has been paid, Autena will refund the difference after mailing, via PayPal, and will send a notification to purchaser. Domestic (US)shipping charges generally include Delivery Confirmation, in order to be sure that your package has arrived. If you desire insurance on your domestic purchase please notify Autena before completing the sale, so that the shipping charge may be adjusted. International shipping charges include insurance up to $200 in value. Returns accepted, with purchase price refunded minus original shipping cost; buyer must pay return shipping charge; buyer must purchase delivery confirmation to ensure smooth return transaction. Please notify Autena prior to returning item(s).