PAYPAL IS THE BEST, FASTEST, SAFEST AND THE MOST DESIRABLE WAY TO PAY. With Paypal you can make a payment through your financial institution (i.e. Debit card, E-check) or regular Major Credit Cards. I also accept Money Orders, Cashier Checks and some Personal Checks. After everything is cleared in my Financial Institute and in my account then we should be good to go. ONCE PAYMENT IS MADE ITEM(S) ARE USUALLY SHIPPED WITHIN 2 BUSINESS DAYS. My items are packaged with great care but if you are concerned about lost or damaged items; the Optional Insurance coverage should be selected as I cannot be responsible once the item ships. Refund Policy: If item is broken or defective and you can show proof by pictures and sent to me via email within 7 days of you receiving your item then a refund can be given in three ways, Money back or replacement if I have another of the same or another item I sell close to the same price as the item you purchased. Either way, the item must be insured with correspondence a must. I have a pretty good track record on shipping items intact. If no payment or contact via email is presented within these same 7 days after sale ends, then there will be no choice but to move to the next step. I try to be very understanding but at the same time this is a business. I respect you; please do the same to me. Fairness and professionalism is a quality I like to portray and if there's ever any questions or concerns, correspondence is just an email away. Thank you, ~FOX salesbyfox@comcast.net