Payment Options: Paypal and you do not need a paypal account for payment - just use your credit card through paypal! Shipping Your Purchases: All orders are well packed and mailed in a bubble mailer. I ship USPS first class with delivery confirmation. I offer combined shipping discounts for multiple purchases that are paid for and shipped together. Please contact me via ArtFire email for further details. Insurance Rates are extra and required for out of US purchases: $00.01 - $50.00 - $1.75 $50.01 - $100.00 - $2.25 $100.01 - $200.00 - $2.75 $200.01 - $300.00 - $4.70 Please furnish your correct parcel mail delivery address. Original shipping charges, return and/or re-send shipping charges are the purchasers responsibility. Refund: 100% Customer Satisfaction Guarantee. If you have questions or concerns, please contact me before completing your purchase and/or before leaving negative feedback. Returns: Must be submitted within 3 days of receipt of purchase and returned in its original new non-worn or damaged condition, placed in the original shipping box, carefully packaged and returned to RMdesign at purchasers expense. About My Jewlery Designs: All jewelry designs are my original designs (if I have made a duplicate, it will be noted in the item section) All designs are handcrafted from quality components. Most beads by nature have variations which add character to the designs. The colors may vary due different computer monitor settings. My Vintage Designs will naturally have "aging" which adds character to the design. If you have a question about a piece, please email me your question before purchasing. Tip: remember to wrap your pieces into a circular position before storing them in a plastic bag to help with the kinking and tarnishing aspects we see in the jewelry business. I hope you are absolutely delighted with your purchase of my original hand-crafted jewelry designs. Sincerely, Becky