I accept PayPal. The nice thing is that you do not need to have a PayPal account to use PayPal. Payment must be received within 3 days of purchase. My artwork is carefully packaged to prevent damage. Jewelry is shipped in organza gift bags for easy giving. I will ship within 3 business days of receiving payment unless it is a special order item. Domestic shipping is through USPS first class w/delivery confirmation. Insurance can be added at an additional cost. Please contact me at time of sale, if you wish to add insurance. I am now shipping internationally. If purchasing internationally (other than Canada) more than one item, I will try to put all of them into one flat rate package for $16.95. You are responsible for any taxes, fees, and duties that your country may assess. Refunds and Exchanges I want you to be satisfied with your purchase. If you have an issue with your item, please contact me within 3 days of receiving it. I will attempt to find an acceptable solution by offering an exchange or refund if the item is returned in the condition it was sent minus shipping costs. Item must be mailed back to me within 7 days of delivery to you. If something isn't right, please let me know. It's best to call or text me at 602-421-3691. You can also contact me through ArtFire.