Shipping: At this time all orders will be shipped via Priority Mail USPS. Most orders will ship within 7 business days after receipt of payment. Usually I can only ship on Saturdays so if there is to be a delay I will notify the buyer. All orders will have delivery confirmation. I ship all of the gemstone & pearl necklaces and sets in gift boxes. The chain necklaces and earrings will come on cards. Insurance: Insurance is optional on orders under $25; but I highly recomend it on orders over $25, please add $1.80 and notify me of your choice. Returns: Buyer must contact me before any returns are made. Items must be returned in original condition, including gift box, within 7 business days after buyer has notified me of the need to make the return and the reason for return.