PAYMENT: I accept PayPal. Your purchase will be shipped when confirmation of payment has been recieved - usually the next day. If you purchase an item and haven't paid within 5 days, the item will be re-listed and the transaction cancelled. Purchase that are shipped to a Minnesota address will pay applicable sales tax. SHIPPING: I ship via the US Postal Service. Shipping cost can be found in each individual listing. Shipping price includes packaging and handling costs. And includes delivery confirmation. Insurance is not provided, but if you would like insurance please convo me before you order, so I can give you an estimate of the additional cost. REFUNDS AND EXCHANGES: Please convo me within three days of recieving your purchase to discuss options for returns, exchanges or replacements. Postage for returns or exchages are customers resposibility. Sale price will be refunded when I receive item returned. Shipping charges are not refundable. Holiday items are not returnable after the holiday. ADDITIONAL INFORMATION: Every item I sell is handmade by me. Please note that measurements are approximate. Every effort has been made to represent products as accurately as possible. Note, with differences in cameras and monitors, color may vary slightly.