???Payment??? I accept Paypal only. If you have no Paypal account, you can pay by credit card through PayPal. Just select PayPal for your payment option and on the right hand side of the next screen you will have the option to select to pay without creating an account. Payment is due at the time of purchase. Transactions will be canceled if payment has not been received within 48 hours of purchase. ???Shipping??? All items will be shipped within 2 working days after payment has cleared. All items will be shipped WORLDWIDE via Hong Kong Registered Airmail in a bubble mailer envelope for your protection. The shipping time normally takes 7 - 14 working days (Public holidays, Saturdays and Sundays are not included). International customers are responsible for all fees, taxes, and duties associated with shipping to their respective countries. ???Refunds and Exchanges??? Replacement (if possible) or refund only accepted when the product is faulty or damaged. Claims must be made within 3 days of receiving the goods and photo evidence is necessary. Please note that shipping and handling fees is NOT able to refund. Please feel free to contact me BEFORE leaving a negative feedback if you have any problem with the goods you received. I will try to help in anyway. ???Additional Policies and FAQs??? Please do not hesitate to contact me if you would like to have any specific orders or custom orders. I can customize your bracelets, earrings, necklaces, rings, bag charms or mobile phone accessories. Additionally, please inform me if you would like to have a bulk order. I pleased to offer an exclusive discount for this.