Payment I accept Paypal. Paypal payment is required immediately upon checkout. TEXAS RESIDENTS will need to pay 8.25% sales tax. Paypal will automatically include this in the price. Shipping PACKAGING **All jewelry above $20 will come individually packaged in boxes with black velvet pouches and polishing cloth. Giving a gift? Let me know! I can wrap and send directly for you with a gift card at no charge - just write me a note in the message to seller box upon checkout. SHIPPING I ship every Tuesday and Thursday. U.S Shipping is via USPS First Class Mail (3-7 days). I verify delivery with Delivery Confirmation. Shipping to ALL INTERNATIONAL DESTINATIONS is USPS First Class International(7-10 days). However, packages have been known to take up to two weeks or more to Clear Customs & arrive. Buyer is responsible for customs fees. ***Shipping upgrades are an option at an extra price. Buyer must notify me of needing extra shipping options prior to purchase. Your order will be shipped to the adddress entered on your ETSY order, not your Paypal address. Please feel free to contact me if you have any special shipping requests. Refunds and Exchanges RESIZING If you need any re-sizing done, please let me know at the time of purchase & I'll re-size it for FREE. If you get it home & its too big or small, I will re-size it for a $5.00 fee (to cover the packaging/ additional shipping etc.) *Please note: We do not cover return shipping. All sizes, lengths etc. are stated honestly. RETURNS & EXCHANGES We will gladly accept returns for any reason within 7 days. If you have any problems or issues with your purchase, please let us know as soon as possible & together we can come to an amiable solution. *Please note: We do not cover return shipping costs & must receive the returned item in unused condition before refunding your full purchase price. Additional Policies and FAQs If you have any questions, comments or would like to place a CUSTOM or WHOLESALE order, please don't hesitate to contact me. CUSTOM & WHOLESALE orders cannot be returned.