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In research carried out by Halifax, some 57 per cent of mums and dads report that their children have already taken out, or will need to apply for a loan to help fund the cost of entering higher education. The availed loans fro people on benefits can be used for anything, actually there are no limitation as to what one can do with the availed loan money, for example it can be used for debt consolidation, paying utility bills, for investing in the stock market, pay an underlying medical bills etc. The only reason behind this is arrangement of security; as not everyone can manage to have high valued property to present against loan, their application get rejected by most of the banks. Those who are above 18 years of age, own a valid bank account, possess proof of UK citizenship and earn a regular minimum monthly income £1,000 can send the application for the cash advance loans UK.